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The First National Bank of Talladega has a proud tradition of service to our community. We have remained in business for over 160 years by following the golden rule of business; "treat your customer the way you would expect to be treated". By the same token, we take a conservative approach to our business model. These practices combined have allowed us to maintain a healthy relationship with our customers and shareholders alike, which has allowed us to remain locally owned and operated since 1848. A number of independent bank rating firms regularly review the performance of the bank, and consistently give high marks for our management and position.
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Bauer Financial has been analyzing and reporting on the financial condition of the nation's banking industry since 1983. Through the years, BauerFinancial has earned the reputation of "the nation's bank rating service". BauerFinancial uses a 5 star rating system and recently rated FNB with another 5 star rating in October 2009, which continues FNB's streak for several consecutive years. For more information from Bauer Financial, click here.
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Every quarter, TheStreet.com monitors the financial strength of over 9,000 financial institutions across the nation. The review of publicly available information collected by the federal banking regulators is used to gauge the Financial Strength Ratings of these institutions. The First National Bank currently carries an A rating for Excellent Financial Strength. On October 9, 2009, FNB was notified that it had once again earned an A rating for Excellent Financial Strength. For more information about TheStreet.com, click here.
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Bankrate.com uses a system of 22 tests to evaluate each institution and measure the capital adequacy, asset quality, profitability and liquidity. Using a 5 star rating system, FNB has consistently received a 4 star or higher for the past several years. For more information about Bankrate.com, click here.
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