Effective January 3, 2011
|
| Non-sufficient funds (NSF) item (each) |
30.00 |
**The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.
Overdraft (each debit or check paid) |
30.00
|
| Stop Payments (all items) |
30.00 |
|
|
|
Cashier's Checks or Official checks:
Customers
Non-customers
**Cashier's checks are provided to non-customers with bank approval only.
|
3.00
8.00
|
Money Orders:
Customers
Non-customers
**Money orders are provided to non-customers with bank approval only.
|
2.00
4.00
|
|
|
Other Charges: |
|
| Deposited item returned unpaid |
2.00 |
| Duplicate Statement |
1.00 |
| Instant Statement |
1.00 |
| Special Statement (off regular cycle) |
2.00 |
| Balance inquiry by telephone (Customer service personnel) |
1.00 |
| Balance inquiry by telephone (24-hour On-Call 761-2205) |
FREE |
Copies of Checks or Deposits:
Single Item
Items requiring research |
1.00
20.00 per hour/1.00 per copy |
| Statement Balancing |
20.00 per hour |
| Wire Transfer (Incoming or Outgoing) |
15.00 |
| Check Collection |
5.00 |
| Collection with Securities |
5.00 |
| Garnishments |
25.00 |
| Levies |
25.00 |
| Coupons/Bonds: Per Envelope |
3.00 |
| Bonds per issue |
6.00 |
| Night Depository Bag |
14.00 |
| Account closed within 90 days of Opening |
15.00 |
| Re-Open Closed Account |
25.00 |
| MasterMoney Debit Card replacement fee |
25.00 |
| An account is dormant if for one year you have made no deposits or withdrawals to the account. |
| Dormant Account Fee |
1.00 per month |
| Photocopies |
.50 |
|
|
|
This is a list of the miscellaneous charges of the First National Bank of Talladega.
For a complete explanation of these charges, please call any of our offices. |
